Comments on: A Guide to Online Payment Processing

By: dave

dave — Thu, 23 Apr 2009 11:03:29 +0000

Hi Ciaran,
I like your guide it guides a good introduction to online payment processing. I have created a web site devoted to this subject and focusing on setting on online payments in Ireland. The site has an animation that explains how an online credit card authorisation works http://www.webpayments.ie/web-payments/how-do-online-payments-work and also includes a more comprehensive guide to setting up online payments in Ireland - http://www.webpayments.ie/web-payments/how-do-i-setup-online-payments
Thanks,
Dave

By: Christian Gehrke

Christian Gehrke — Tue, 24 Feb 2009 13:25:43 +0000

What a life saver. I have done this before in America for a number of clients but to do the a full blown shopping cart here in Ireland is a whole different story all together.

By: Hendra Subrata

Hendra Subrata — Tue, 17 Feb 2009 19:41:40 +0000

Thanks for your informative article

By: e-payment blogger

e-payment blogger — Tue, 16 Dec 2008 20:16:12 +0000

Hi, thats a nice summary. I know about this theme and ist also a big theme in germany. There the user most like to pay by billing oder kreditcard or bank transfer. Im a fan of paypal to.

By: Manual Directory Submission

Manual Directory Submission — Wed, 12 Nov 2008 05:56:29 +0000

well, for now I’m very happy with paypal, fast and easy, but I hear plenty of horor stories of people getting their account blocked for no good reason and so losing a lot of money AND their payment system, so I’m very happy to find this page with a lot of extra options … BOOKMARKED !

By: Zygor

Zygor — Wed, 08 Oct 2008 20:01:20 +0000

I have been using paypal for a long time and It is undoubtedly the best system ever. Before paypal I had used webmoney however it is more suitable for russian customers. Egold is also worth giving a try.

By: Brian

Brian — Mon, 06 Oct 2008 22:26:58 +0000

Interestingly enough, most merchant accounts these days have been forced to reduce their monthly fees to not only compete with sites like Google Checkout and Paypal, but also to compete with every other merchant account provider.

You should be able to get a merchant account now days including the virtual terminal (Authorize.Net) for around $10 per month with no monthly minimum. If you’re paying more than that, you can usually switch to a new provider as well and some will even cover your buyout of your existing “early termination” fee.

Good luck.

By: Andrew

Andrew — Sun, 24 Aug 2008 21:40:55 +0000

PayPal is great for small start-ups. Most people are familiar with it and so it’s a very easy buying process for its millions of members, many of whom will be visiting your website. Ultimately getting your own merchant account is the best move since it adds more trust to your business name and people can see you have invested some time and money into your business and are more likely to make a purchase decision based on trust.

Having said all that, it’s not either/or. It’s perfectly possible to offer multiple payment providers to your shoppers and let them choose.

By: Chase

Chase — Thu, 07 Aug 2008 15:04:06 +0000

Ciaran - Have you also noticed a huge increase in the use of the combination merchant account and payment processors you mentioned like 2Checkout and World Pay? I know I have and I actually stumbled across your post while researching one for myself to use. Is there any one service you recommend as “the best”?

By: Rob

Rob — Thu, 19 Jun 2008 14:16:48 +0000

a good information guide but even more important thing is being careful that the website from where we pay online has aspdotnet powered shopping cart software to make our payment secure and faster than the others